Need a car loan? Wheel get you a great deal!

Interest rates on our car loans range between 10.95% p.a. to 25.95% p.a. and depend on a few things, including:

• Your living situation
• Your income
• Your financial position
• Your credit rating

For more information on interest rates, and how they work, visit our page on interest rates.

For car loans, we will use the car that you purchase as security against your loan.

Payments can be structured weekly, fortnightly or monthly. This will be set up as a Direct Debit from your chosen bank account.

You must be over 18 years of age to apply for a car loan with Stadium Finance.

Yes, you'll need either your restricted or full NZ Driver's Licence to apply for a car loan with us.

Yes, the maximum penalty for early payment of your loan with our funders is $100.

Yes we can refinance a vehicle loan, as long as there is sufficient security to cover the loan amount.

Yes for a secured loan and if your affordability allows. We generally require disposable (uncommitted) income of $300 per week, after rent payments and other loans/credit cards.

Possibly, it does depend on how much the default was for, how long ago it was and who it was too.