Browse our frequently asked questions below. If you have a question that you have that's not in this list then ask us on live chat, give us a call on 0508 588 522, or go to our help and support page and send us a message.
How do I apply for a loan?
You can apply online right now!
Our step by step online application process is easy and only takes a few minutes.
Alternatively, if you'd prefer to speak to someone about applying for a loan, give us a call on 0508 588 522.
How much can I borrow?
This will vary based on the applicant. A key factor is how much the repayments will be compared to your disposable income. We look at your current income and expenses to work this out.
To find out how much you can borrow, use the online calculator on any of our loan pages.
What will determine my interest rate?
Interest rates depend on a few things, including:
- Your living situation
- Your income
- Your financial position
- Your credit rating
- Which loan provider is selected
For more information on interest rates, and how they work, visit our page on interest rates.
How long is the term of the loan?
The terms of our loans can range from 12 to 60 months. Loan terms depend on a few things, such as the amount, the applicant's financial position and the applicant's preference.
How long does it take to draw down my loan?
In most situations, we have your loan processed and paid out within 24 hours, once all the requirements are met.
Stadium Finance can even do same day pay-out, but this depends on how quickly all of your information is through to us.
Can I get an approval before I know what I'm buying?
Yes, our online application forms can act as a pre-approval.
During the application, we'll ask you what the loan is for. If you need a pre-approval you can select "other" and tell us basic details about what you intend to purchase.
What is a Guarantor?
A Guarantor is a person who supports you in gaining finance. They will be required to sign the same contract and agree to make payments if the primary client does not meet their commitments.
Can I buy a car from an auction?
Yes, this is like buying a car privately. However, it is best to get approved for the type of vehicle you are looking for before the auction. Click apply now to get pre-approved.
How do I make payments to the loan?
Payments can be structured weekly, fortnightly or monthly. This will be set up as a Direct Debit from your chosen bank account.
What if I have bad credit?
It's more difficult to get an application approved with bad credit. However, we may get loans approved of this nature, depending on the circumstances.
Do you offer insurance?
Yes, we currently have three forms of insurance: CCI, GAP, and MBI. We can also assist with a quote for full Comprehensive Insurance for vehicles.
For further information click here.
Is there a minimum age for a loan?
Yes, 18 is the minimum age.